If you are like most people, you dream about buying a nice home in a desirable neighborhood. Here's your chance to make that dream a reality! With no money down and affordable monthly payments, our Home Purchase Program will give you all the benefits of home ownership: Immediate occupancy in a new home, future tax breaks and most importantly, pride in owning your own home. Don't let a few credit hiccups hold you back....with our easy-qualifying Lease-to-Own program you can move in today and qualify for traditional financing later.

LaRue Realty & API Companies have teamed up and are ready to work with you through the entire process....from start to finish! You will be living in your custom built home faster than you've ever dreamed. Isn't that exciting?

The process is easier than you think... here's where to start:

1) First, call Betty at (w)763-441-1733 or (c)763-234-2598. Betty will connect you with an experienced, knowledgeable mortgage loan officer. Don't be afraid if:

• you have blemishes on your credit history
• you have bad credit or no credit
• you are facing bankruptcy or have had a past bankruptcy
• you are facing foreclosure or have had a past foreclosure
• you are self-employed
• you have a short job history or no job history
• you have past or present financial problems

2) Next, let our real estate experts find your future home-site in the neighborhood you desire. LaRue Realty is a fast growing, upbeat real estate company that specializes in new construction. Once you've found the property you've dreamed of, it's time for the most exciting part...

3) Designing your dream house! API Companies, a building company with creative vision, has multiple housing plans to choose from. You will have the opportunity to make upgrades and modifications throughout the design process. From exterior finishes such as siding color and style, garage and entry doors to that fancy deck where you will host your first BBQ. Interior floor plans can be modified to suit you and your family's needs. Just think; new carpet or hardwood floors, new bathrooms, your dream kitchen....or how about that big family room for your wide screen TV! You get the idea.... and the process is that easy! With API Companies, you will get the professional expertise you need, making the entire process painless and fun.

Here are your benefits working with LaRue Realty & API Companies:

Own now, repair your credit later and get the interest rate you deserve! Why rent when you can be living in your custom built home immediately with NO MONEY DOWN! Don't wait and keep throwing your money away on rent - put your hard earned cash toward your new investment TODAY!

Most "lease-to-own" programs only involve purchasing existing homes; most likely ones with needs that don't suit your family and are in need of expensive repairs. We can CUSTOM BUILD you a brand new home, in the desirable location of your choice....why buy used when you deserve new??

While you are working with LaRue Realty & API Companies, you will be treated professionally and with respect: from filling out your mortgage application to completing the final walk-through on your new home. Our experienced agents will guide you through the process with ease, so you can sit back and watch your dream home materialize before your eyes!